PRESIDENT'S MESSAGE

Despite the very hectic business atmosphere, our year is off to a good start. Your association distributed over $10,000 in charitable donations as a result of the Holiday Party. Thanks to all again. We're looking forward to our February 26, 2003 luncheon when we hear from our state association president with insurance trends, Sacramento and Washington news. We look forward to seeing you all there

Regards,

Bob Fleischman
President, IBA of San Diego

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